Lifestyle your business

A central hub for business owners who’ve achieved freedom and are planning their legacy, exit strategy, and financial future.

Living the lifestyle you always dreamed of

You’ve done it. After years of building, growing, and navigating the challenges of business ownership, you’ve achieved what many only dream about: financial freedom and time freedom.

Your business runs smoothly, your team is strong, and you finally have the space to enjoy the rewards of your hard work. Extended holidays, a four-day work week, time for the hobbies you love. This is what you worked for.

But with this freedom comes a new set of questions. What comes next? How do you maintain this lifestyle while maximising profitability? And when the time comes, how do you exit on your terms?

Lifestyle

This stage is about protecting what you've built and planning what comes next

You’ve moved from working in your business to working on it. Now it’s time to think about your future. Whether you’re considering an exit strategy, planning for retirement, or simply want to ensure your business continues to provide the lifestyle you’ve created, the decisions you make now will shape your legacy.

You might find yourself asking:

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How do I maintain my lifestyle while optimising tax efficiency?
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What’s my business actually worth if I decide to sell?
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How do I plan for succession or an exit that maximises my return?
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What financial strategies will secure my retirement?
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Plan your exit strategy (even if you're not ready to leave yet)

Whether you’re thinking about selling in the next few years or simply want to keep your options open, having a clear exit strategy is essential. Understanding your business’s value, preparing it for sale, and knowing your options will give you control over your future.

Even if you never sell, the process of preparing for an exit will make your business stronger, more efficient, and more valuable.

Things to do:

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Read about: Lifestyle Business vs Build to Sell – Which Path Leads to Your Perfect Life? (Coming Soon)
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Learn why Standard Operating Procedures Are Your Exit Strategy’s Best Friend (Coming Soon)
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Follow the Step-by-Step Guide to Selling Your Business: From First Thought to Final Handshake (Coming Soon)

Optimise your tax position for wealth preservation

As your profits grow, so do your tax bills. But with the right planning, you can structure your finances to minimise tax liability while building long-term wealth. From pension contributions to dividend strategies, there are legitimate ways to keep more of what you’ve earned.

Now is the time to work with experts who understand the nuances of tax planning for high-earning business owners.

Useful resources:

Get to grips with VAT

If you’ve reached the VAT threshold (currently turnover of £85,000 in a rolling 12 months) you’ve achieved a great milestone, and one to be celebrating, not fearing.

Read the basics of VAT to understand what being VAT registered actually means and involves, and how to adjust your pricing.

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Secure your financial future beyond the business

Your business has provided well for you and your family, but what happens when you step away? Whether through sale, succession, or retirement, you need a plan that ensures financial security for the rest of your life.

This means looking beyond the business at pensions, investments, property, and other assets. It’s about creating a holistic financial plan that supports the lifestyle you want, long after you’ve handed over the keys.

Things to consider:

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Personal pension planning and contributions
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Investment strategies outside the business
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Estate planning and inheritance tax
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Diversifying your wealth for long-term security
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Keep your business running smoothly while you step back

At this stage, you shouldn’t be bogged down in the day-to-day operations. Your team should be empowered to run the business, and your systems should be so robust that the business thrives without your constant involvement.

This is where strong processes, clear documentation, and the right people become invaluable. If your business can’t run without you, it’s not yet ready for the lifestyle stage or a successful exit.

Useful Resources:

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Read about Standard Operating Procedures and why they matter (Coming Soon)
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Learn about delegation and building a self-sufficient team

Use your numbers to make confident decisions

Even at this stage, your financial data is your most powerful tool. Regular management reports, forecasting, and strategic financial planning will help you make informed decisions about your business’s future, whether that’s maintaining the status quo, growing further, or preparing for sale.

You’ve worked hard to get here. Let your numbers guide you to the next chapter.

Things to do:

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Utilise monthly management accounts to stay informed
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Work with us on financial forecasting
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Book a business planning session to map out your next five years
Lifestyle

You've built something remarkable. Let's protect it and plan for what comes next.

At Pink Pig Financials, we understand that the lifestyle stage isn’t just about maintaining what you have. It’s about making strategic decisions that secure your future, maximise your wealth, and give you the freedom to enjoy the life you’ve worked so hard to create.

Whether you’re thinking about your exit strategy, optimising your tax position, or simply want expert guidance on your next steps, we’re here to help.

Book a call to discuss your future