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Why you should consider payrolling benefits in kind

If you provide staff with benefits in kind, such as company cars, medical insurance etc., you must report these annually to HMRC using forms P11D and P11d(b).  There’s another way to report benefits in kind – this is taxing them monthly through payroll instead. It’s called payrolling benefits in kind. Here are the main advantages […]

How I run a burnout-free business – Guest Blog by Anna, Studio Gently

The first year of my business was, I think it’s fair to say, a bit of a disaster! Those early months as a brand photographer were idyllic. I was supporting myself, busy with client work, and giving it my all. I was happy to work long days and weekends and had no idea burnout was […]

What is the Trading Allowance?

In the labyrinth of tax regulations, the trading allowance emerges as a beacon of simplicity for small business owners and side-hustle enthusiasts. Let’s look at this provision and see how it can benefit you.   So what is the Trading Allowance? Think of the trading allowance as a tax-free threshold. Launched in April 2017, it […]

London Marathon 2024 here I come!!

On Sunday 21st April my husband, James, and I will be taking part in this year’s London Marathon as part of Team Refuge – eek!! (I would say we’re running the marathon – but let’s be honest, I’m not a runner and there’s no way I will be running the whole 26.2 miles.  So lets […]

Does Selling on Vinted, eBay, or other online platforms mean I owe taxes?

In the ever-evolving world of online marketplaces, the recent HMRC reporting rules have sparked a wave of confusion. Let’s dissect these changes, especially for selling on platforms like Vinted and eBay, and what they truly mean for you as a seller.   Contrary to widespread concern, the new HMRC rules target the platforms, not the […]

Want a practical plan to achieve your financial goals? Try bottom-up budgeting.

What kind of feelings does the word ‘budget’ bring about? Control? Limitation? Responsibility?  It might not seem like a sexy word or concept. But getting a solid, dependable budget in place is actually a fundamental step to designing your dream life.  Especially if you currently:  Don’t feel in control of your business finances. Need to […]

What is Open Banking and is it safe?

You may have been asked to set up open banking and are now questioning what it is, and is it safe? We’re here to give you all the info you need to know so that you have peace of mind when it comes to utilising this technology. What is Open Banking? Back in September 2019 […]

You know about Maternity & Paternity pay, but what about ‘Shared Parental Leave’?

What is Shared Parental leave? We’re assuming that if you have a family or are looking to start one, that you’re all fairly clued up on Statutory Maternity & Paternity Pay (SMP & SPP). But, for many families, it’s not just as simple as one parent taking a big chunk of time off and the […]

How to create positive financial habits in 2024 & beyond!

Sick of feeling out of control when it comes to money? Here’s how to change your financial story in 2024 Am I the only one here that thinks new year, new you  is actually quite de-motivating? New year, new you doesn’t recognise the work you’ve done to get yourself to this point in your life.  […]

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